Multiline Mortgage Services has been incorporated since 1989 and we’ve never had a complaint.  Our success is measured in happy clients.  We will go that extra mile, answer the hard questions, and strive to give our clients the best personal service.  Way better than a bank.

It’s your money. You deserve to know how it’s being spent!

A word from our present and past clients:


“Joe and Multiline really came through for me on refinancing my home this year.  They followed up timely on all key issues, were very professional and got me a great rate!  I whole heartedly recommend them!”



“Working with Joe Powers was a pleasure from Day 1. He told us what he needed and helped us get the best deal in mortgages out in the market that would suit our needs. Always available to answer and help with our questions. We 100% recommend ! Thanks Joe… We Love our new Home!”



“I have known Joe Powers for over 15 years and I have used him personally as a mortgage broker on more than 5 loans. As an attorney licensed in multiple states and someone with a background in real estate and finance, I know the best when I see it and that is why I only use Multiline Mortgage for my lending needs. Joe Powers goes way above and beyond the average mortgage broker to find a way to make deals work. He is honest, dependable and I recommend him without reservation!”



“Working with multiline mortgage has been a pleasure. Joe has helped my buyers achieve their dreams of owning a home where other lenders could not help them. Quick closing and not complicated. Great service.

Thanks Joe for your help!”


“To me, right now, there’s no other mortgage broker that I would go to because Joe has fully gained my trust. He is beyond diligent making my work his top priority. His is fast and efficient. He gets things done. He finds the best deal. And, he will not slack one day because no one wants to close faster than Joe.”



“As attorneys and a title company, we have had the pleasure of working with Joe Powers and Multline Mortgage for over a decade, handling many of their closings in the State of Florida.  The staff at Multiline are always prompt, professional and courteous while staying “ahead of the curve” with every loan.  We here highly recommend Multiline to everyone seeking a fair and well placed loan.  In addition, it has been the choice of the staff here at Citadel to handle their very own home purchase and refinance loans…now that is CONFIDENCE!”

Howard E., Attorney/Title Agent


“I have dealt with Multiline mortgage and specifically Joe Powers on many occasions.   I have used his services personally and also have recommended him to both family and business associates.  He takes the time to explain all of the aspects of acquiring a mortgage and works very hard to get the best deal for everyone.  The best recommendation I can give Joe is I recommended his services to my brother and my brother loves him and felt he got a great deal.  Thank goodness because who wants to hear that a recommendation was bad from their brother – forever!”

Joyce Julian



“Patti did what other lenders refused to do because it was hard.  We went through a foreclosure as a result of the 2008 housing crash.  The bank took more than seven years to complete the foreclosure and by then my finances had recovered.  Patti told us about the extenuating circumstances FHA mortgagee program that was available.  I originally was told by another lender I didn’t qualify for a loan even though they knew about that program.  I even asked them about it and they refused to do it because of the small success rate.  It was our only option and Patti went to bat for us.  She was completely honest and kept us informed throughout the process.  In the end, she not only got us the loan, we paid no closing costs and she got us a killer interest rate.  I’d recommend her every time.”

Kenneth and Jennifer, Lee County, Florida


“Patti and Multiline saved my life.  When the initial mortgage company refused to grant me a mortgage, Patti and crew bent over backwards to find us a lender who would be willing to support me in the purchase of my first home.  Patti was very efficient, on the ball, and kept me up to date on any changes or requests made by the lender.  I couldn’t be in my house now without her thorough, diligent, and comprehensive efforts.  When it’s time to move, a buzz to Patti and Multiline will be one of the first phone calls I make!  I would recommend her to anyone and everyone!!.”

Heather, Lee County, Florida


“My husband and I are separated but do not want a divorce or to live too far apart.  I needed a home of my own and not an apartment.  Patti listened to me and was able to find a lender that could help.  I now have my own condo that I was able to purchase as a primary residence about a 1/2 hour drive from my husband.   Once she found a lender that would help, I didn’t worry about a thing.  Patti took care of everything.  One day I want to have her over for a glass of wine and show her what she helped me do.”

PM – Manatee County, Florida


“I like to keep control of situations that involve my finances and I tend to ask very detailed questions.  I have worked with very rude bankers and realtors that treated me like I didn’t need to know the details of my home purchase.  I read my HOA documents.  Apparently no one does that.  Patti answered every question I had about those documents and what she couldn’t answer, she made the seller’s Realtor explain until I was satisfied with the answer.  She told me she welcomed the questions because it made her a better broker.  Not once did she make me feel bad for asking very detailed questions.  She worked hard to answer every question and if she didn’t know the answer, she told me so then found a resource to get it.  I got a goodt deal on my home and the respect I deserve in the process.  Thank you, Patti.”

R. Smith – Ruskin, Florida