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1. ACCEPTANCE OF TERMS
The services that Multiline Mortgage provides to User are subject to
the following Terms of Use ("TOU"). Multiline Mortgage reserves the
right to update the TOU at any time without notice to User. The most
current version of the TOU can be reviewed by clicking on the "Terms
of Use" hypertext link located at the bottom of our Web pages.
A. This Agreement, which incorporates by reference other provisions
applicable to use of MultilineMortgage.com, including, but not
limited to, supplemental terms and conditions set forth hereof
("Supplemental Terms") governing the use of certain specific
material contained in MultilineMortgage.com, sets forth the terms
and conditions that apply to use of MultilineMortgage.com by User.
By using Multiline Mortgage (other than to read this Agreement for
the first time), User agrees to comply with all of the terms and
conditions hereof. The right to use MultilineMortgage.com is
personal to User and is not transferable to any other person or
entity. User is responsible for all use of User's Account (under any
screen name or password) and for ensuring that all use of User's
Account complies fully with the provisions of this Agreement. User
shall be responsible for protecting the confidentiality of User's
password(s), if any.
B. Multiline Mortgage shall have the right at any time to change or
discontinue any aspect or feature of MultilineMortgage.com,
including, but not limited to, content, hours of availability, and
equipment needed for access or use.
2. CHANGED TERMS
Multiline Mortgage shall have the right at any time to change or
modify the terms and conditions applicable to User's use of
MultilineMortgage.com, or any part thereof, or to impose new
conditions, including, but not limited to, adding fees and charges
for use. Such changes, modifications, additions or deletions shall
be effective immediately upon notice thereof, which may be given by
means including, but not limited to, posting on
MultilineMortgage.com, or by electronic or conventional mail, or by
any other means by which User obtains notice thereof. Any use of
MultilineMortgage.com by User after such notice shall be deemed to
constitute acceptance by User of such changes, modifications or
additions.
3. DESCRIPTION OF SERVICES
Through its Web property, Multiline Mortgage provides User with
access to a variety of resources, including download areas,
communication forums and product information (collectively
"Services"). The Services, including any updates, enhancements, new
features, and/or the addition of any new Web properties, are subject
to the TOU.
4. EQUIPMENT
User shall be responsible for obtaining and maintaining all
telephone, computer hardware, software and other equipment needed
for access to and use of MultilineMortgage.com and all charges
related thereto.
5. USER CONDUCT
A. User shall use MultilineMortgage.com for lawful purposes only.
User shall not post or transmit through MultilineMortgage.com any
material which violates or infringes in any way upon the rights of
others, which is unlawful, threatening, abusive, defamatory,
invasive of privacy or publicity rights, vulgar, obscene, profane or
otherwise objectionable, which encourages conduct that would
constitute a criminal offense, give rise to civil liability or
otherwise violate any law, or which, without Multiline Mortgage 's
express prior approval, contains advertising or any solicitation
with respect to products or services. Any conduct by a User that in
Multiline Mortgage's discretion restricts or inhibits any other User
from using or enjoying MultilineMortgage.com will not be permitted.
User shall not use MultilineMortgage.com to advertise or perform any
commercial solicitation, including, but not limited to, the
solicitation of users to become subscribers of other on-line
information services competitive with Multiline Mortgage.
B. MultilineMortgage.com contains copyrighted material, trademarks
and other proprietary information, including, but not limited to,
text, software, photos, video, graphics, music and sound, and the
entire contents of MultilineMortgage.com are copyrighted as a
collective work under the United States of America copyright laws.
Multiline Mortgage owns a copyright in the selection, coordination,
arrangement and enhancement of such content, as well as in the
content original to it. User may not modify, publish, transmit,
participate in the transfer or sale, create derivative works, or in
any way exploit, any of the content, in whole or in part. User may
download copyrighted material for User's personal use only. Except
as otherwise expressly permitted under copyright law, no copying,
redistribution, retransmission, publication or commercial
exploitation of downloaded material will be permitted without the
express permission of Multiline Mortgage and the copyright owner. In
the event of any permitted copying, redistribution or publication of
copyrighted material, no changes in or deletion of author
attribution, trademark legend or copyright notice shall be made.
User acknowledges that it does not acquire any ownership rights by
downloading copyrighted material.
C. User shall not upload, post or otherwise make available on
MultilineMortgage.com any material protected by copyright, trademark
or other proprietary right without the express permission of the
owner of the copyright, trademark or other proprietary right and the
burden of determining that any material is not protected by
copyright rests with User. User shall be solely liable for any
damage resulting from any infringement of copyrights, proprietary
rights, or any other harm resulting from such a submission. By
submitting material to any public area of MultilineMortgage.com,
User automatically grants, or warrants that the owner of such
material has expressly granted Multiline Mortgage the royalty-free,
perpetual, irrevocable, non-exclusive right and license to use,
reproduce, modify, adapt, publish, translate and distribute such
material (in whole or in part) worldwide and/or to incorporate it in
other works in any form, media or technology now known or hereafter
developed for the full term of any copyright that may exist in such
material. User also permits any other User to access, view, store or
reproduce the material for that User's personal use. User hereby
grants Multiline Mortgage the right to edit, copy, publish and
distribute any material made available on MultilineMortgage.com by
User.
D. The foregoing provisions of Section 5 are for the benefit of
Multiline Mortgage, its subsidiaries, affiliates and its third party
content providers and licensors and each shall have the right to
assert and enforce such provisions directly or on its own behalf.
6. USE OF SERVICES
The Services may contain email services, and the User agrees to use
the Communication Services only to post, send and receive messages
and material that are proper and, when applicable, related to the
particular Communication Service. By way of example, and not as a
limitation, User agrees that when using the Communication Services,
User will not:
Multiline Mortgage has no obligation to monitor the Communication
Services. However, Multiline Mortgage reserves the right to review
materials posted to the Communication Services and to remove any
materials in its sole discretion. Multiline Mortgage reserves the
right to terminate User’s access to any or all of the Communication
Services at any time, without notice, for any reason whatsoever.
Multiline Mortgage reserves the right at all times to disclose any
information as it deems necessary to satisfy any applicable law,
regulation, legal process or governmental request, or to edit,
refuse to post or to remove any information or materials, in whole
or in part, in Multiline Mortgage's sole discretion.
7. NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS WEBSITE />
Permission to use Documents (such as white papers, press releases,
datasheets and FAQs) from the Services is granted, provided that (1)
the below copyright notice appears in all copies and that both the
copyright notice and this permission notice appear, (2) use of such
Documents from the Services is for informational and non-commercial
or personal use only and will not be copied or posted on any network
computer or broadcast in any media, and (3) no modifications of any
Documents are made. Use for any other purpose is expressly
prohibited by law, and may result in severe civil and criminal
penalties. Violators will be prosecuted to the maximum extent
possible.
MULTILINE MORTGAGE AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO
REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED
IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE
SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS
ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. MULTILINE
MORTGAGE AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL
WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING
ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS,
IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND
NON-INFRINGEMENT. IN NO EVENT SHALL MULTILINE MORTGAGE AND/OR ITS
RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR
CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS
OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT,
NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION
WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE
SERVICES.
THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD
INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE
PERIODICALLY ADDED TO THE INFORMATION HEREIN. MULTILINE MORTGAGE
AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES
IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY
TIME.
8. NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES AVAILABLE ON
THIS SITE
IN NO EVENT SHALL MULTILINE MORTGAGE AND/OR ITS RESPECTIVE SUPPLIERS
BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY
DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS,
WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS
ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE
OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES,
OR INFORMATION AVAILABLE FROM THE SERVICES.
9. MATERIALS PROVIDED TO MULTILINE MORTGAGE OR POSTED AT ANY OF ITS
WEBSITES
MuMMultiline Mortgage does not claim ownership of the materials User
provide to Multiline Mortgage (including feedback and suggestions)
or post, upload, input or submit to any Services or its associated
services for review by the general public, or by the members of any
public or private community, (each a "Submission" and collectively
"Submissions"). However, by posting, uploading, inputting, providing
or submitting ("Posting") User’s Submission User is granting
Multiline Mortgage, its affiliated companies and necessary
sublicensees permission to use User’s Submission in connection with
the operation of their Internet businesses (including, without
limitation, all Multiline Mortgage Services), including, without
limitation, the license rights to: copy, distribute, transmit,
publicly display, publicly perform, reproduce, edit, translate and
reformat User’s Submission; to publish User’s name in connection
with User’s Submission; and the right to sublicense such rights to
any supplier of the Services. No compensation will be
paid with respect to the use of User’s Submission, as provided
herein. Multiline Mortgage is under no obligation to post or use any
Submission User may provide and Multiline Mortgage may remove any
Submission at any time in its sole discretion. By Posting a
Submission User warrants and represents to own or otherwise control
all of the rights to User’s Submission as described in these Terms
of Use including, without limitation, all the rights necessary for
User to provide, post, upload, input or submit the Submissions.
In addition to the warranty and representation set forth above, by
Posting a Submission that contain images, photographs, pictures or
that are otherwise graphical in whole or in part ("Images"), User
warrant and represent that (a) User is the copyright owner of such
Images, or that the copyright owner of such Images has granted User
permission to use such Images or any content and/or images contained
in such Images consistent with the manner and purpose of User’s use
and as otherwise permitted by these Terms of Use and the Services,
(b) User have the rights necessary to grant the licenses and
sublicenses described in these Terms of Use, and (c) that each
person depicted in such Images, if any, has provided consent to the
use of the Images as set forth in these Terms of Use, including, by
way of example, and not as a limitation, the distribution, public
display and reproduction of such Images. By Posting Images, User is
granting (a) to all members of User’s private community (for each
such Images available to members of such private community), and/or
(b) to the general public (for each such Images available anywhere
on the Services, other than a private community), permission to use
User’s Images in connection with the use, as permitted by these
Terms of Use, of any of the Services, (including, by way of example,
and not as a limitation, making prints and gift items which include
such Images), and including, without limitation, a non-exclusive,
world-wide, royalty-free license to: copy, distribute, transmit,
publicly display, publicly perform, reproduce, edit, translate and
reformat User’s Images without having User’s name attached to such
Images, and the right to sublicense such rights to any supplier of
the Services. The licenses granted in the preceding sentences for a
Images will terminate at the time User completely remove such Images
from the Services, provided that, such termination shall not affect
any licenses granted in connection with such Images prior to the
time User completely remove such Images. No compensation will be
paid with respect to the use of User’s Images. br />
10. DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY
A. USER EXPRESSLY AGREES THAT USE OF MULTILINEMORTGAGE.COM IS AT
USER'S SOLE RISK. NEITHER MULTILINE MORTGAGE, ITS AFFILIATES NOR ANY
OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS
OR LICENSORS WARRANT THAT MULTILINEMORTGAGE.COM WILL BE
UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE
RESULTS THAT MAY BE OBTAINED FROM USE OF MULTILINEMORTGAGE.COM, OR
AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION,
SERVICE, OR MERCHANDISE PROVIDED THROUGH MULTILINEMORTGAGE.COM.
B. MULTILINEMORTGAGE.COM IS PROVIDED ON AN "AS IS" BASIS WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN
THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION,
RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS
AGREEMENT.
C. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY
CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION,
DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER
VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR
UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR
BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY
OTHER CAUSE OF ACTION. USER SPECIFICALLY ACKNOWLEDGES THAT MULTILINE
MORTGAGE IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL
CONDUCT OF OTHER USERS OR THIRD-PARTIES AND THAT THE RISK OF INJURY
FROM THE FOREGOING RESTS ENTIRELY WITH USER.
D. IN NO EVENT WILL MULTILINE MORTGAGE, OR ANY PERSON OR ENTITY
INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING
MULTILINEMORTGAGE.COM OR THE MULTILINE MORTGAGE SOFTWARE, BE LIABLE
FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT,
INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT
OF THE USE OF OR INABILITY TO USE MULTILINEMORTGAGE.COM. USER HEREBY
ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL
CONTENT ON THE SITE.
E. IN ADDITION TO THE TERMS SET FORTH ABOVE NEITHER, MULTILINE
MORTGAGE, NOR ITS AFFILIATES, INFORMATION PROVIDERS OR CONTENT
PARTNERS SHALL BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR
ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR
UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN
MULTILINEMORTGAGE.COM, OR FOR ANY DELAY OR INTERRUPTION IN THE
TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES
ARISING THEREFROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING
PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY
NATURE, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR
CONSEQUENTIAL DAMAGES.
F. FORCE MAJEURE – NEITHER PARTY WILL BE RESPONSIBLE FOR ANY FAILURE
OR DELAY IN PERFORMANCE DUE TO CIRCUMSTANCES BEYOND ITS REASONABLE
CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOD, WAR, RIOT,
EMBARGOES, ACTS OF CIVIL OR MILITARY AUTHORITIES, FIRE, FLOODS,
ACCIDENTS, SERVICE OUTAGES RESULTING FROM EQUIPMENT AND/OR SOFTWARE
FAILURE AND/OR TELECOMMUNICATIONS FAILURES, POWER FAILURES, NETWORK
FAILURES, FAILURES OF THIRD PARTY SERVICE PROVIDERS (INCLUDING
PROVIDERS OF INTERNET SERVICES AND TELECOMMUNICATIONS). THE PARTY
AFFECTED BY ANY SUCH EVENT SHALL NOTIFY THE OTHER PARTY WITHIN A
MAXIMUM OF FIFTEEN (15) DAYS FROM ITS OCCURENCE. THE PERFORMANCE OF
THS AGREEMENT SHALL THEN BE SUSPENDED FOR AS LONG AS ANY SUCH EVENT
SHALL PREVENT THE AFFECTED PARTY FROM PERFORMING ITS OBLIGATIONS
UNDER THIS AGREEMENT.
11. LINKS TO THIRD PARTY SITES
THE LINKS IN THIS AREA WILL LET YOU LEAVE MULTILINE MORTGAGE'S SITE.
THE LINKED SITES ARE NOT UNDER THE CONTROL OF MULTILINE MORTGAGE AND
MULTILINE MORTGAGE IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED
SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR
UPDATES TO SUCH SITES. MULTILINE MORTGAGE IS NOT RESPONSIBLE FOR
WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY
LINKED SITE. MULTILINE MORTGAGE IS PROVIDING THESE LINKS TO YOU ONLY
AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY
ENDORSEMENT BY MULTILINE MORTGAGE OF THE SITE.
Multiline Mortgage is a distributor (and not a publisher) of content
supplied by third parties and Users. Accordingly, Multiline Mortgage
has no more editorial control over such content than does a public
library, bookstore, or newsstand. Any opinions, advice, statements,
services, offers, or other information or content expressed or made
available by third parties, including information providers, Users
or any other user of MultilineMortgage.com, are those of the
respective author(s) or distributor(s) and not of Multiline
Mortgage. Neither Multiline Mortgage nor any third-party provider of
information guarantees the accuracy, completeness, or usefulness of
any content, nor its merchantability or fitness for any particular
purpose.
In many instances, the content available through
MultilineMortgage.com represents the opinions and judgments of the
respective information provider, User, or other user not under
contract with Multiline Mortgage. Multiline Mortgage neither
endorses nor is responsible for the accuracy or reliability of any
opinion, advice or statement made on MultilineMortgage.com by anyone
other than authorized Multiline Mortgage employee spokespersons
while acting in their official capacities. Under no circumstances
will Multiline Mortgage be liable for any loss or damage caused by a
User's reliance on information obtained through
MultilineMortgage.com. It is the responsibility of User to evaluate
the accuracy, completeness or usefulness of any information,
opinion, advice or other content available through Multiline
Mortgage. Please seek the advice of professionals, as appropriate,
regarding the evaluation of any specific information, opinion,
advice or other content.
12. UNSOLICITED IDEA SUBMISSION POLICY
MULTILINE MORTGAGE OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER
UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS,
NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS,
MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY
ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE
PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR
DISPUTES WHEN MULTILINE MORTGAGE'S PRODUCTS OR MARKETING STRATEGIES
MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO MULTILINE MORTGAGE. SO,
PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO MULTILINE MORTGAGE OR
ANYONE AT MULTILINE MORTGAGE. IF, DESPITE OUR REQUEST THAT YOU NOT
SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE
UNDERSTAND THAT MULTILINE MORTGAGE MAKES NO ASSURANCES THAT YOUR
IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.
13. MONITORING
Multiline Mortgage shall have the right, but not the obligation, to
monitor the content of MultilineMortgage.com, including chat rooms
and forums, to determine compliance with this Agreement and any
operating rules established by Multiline Mortgage and to satisfy any
law, regulation or authorized government request. Multiline Mortgage
shall have the right in its sole discretion to edit, refuse to post
or remove any material submitted to or posted on
MultilineMortgage.Com. Without limiting the foregoing, Multiline
Mortgage shall have the right to remove any material that Multiline
Mortgage, in its sole discretion, finds to be in violation of the
provisions hereof or otherwise objectionable.
14. INDEMNIFICATIONr />
User agrees to defend, indemnify and hold harmless Multiline
Mortgage, its affiliates and their respective directors, officers,
employees and agents from and against all claims and expenses,
including attorneys' fees, arising out of the use of Multiline
Mortgage by User or User's Account.
15. TERMINATION
Either Multiline Mortgage or User may terminate this Agreement at
any time. Without limiting the foregoing, Multiline Mortgage shall
have the right to immediately terminate User's Account in the event
of any conduct by User which Multiline Mortgage, in its sole
discretion, considers to be unacceptable, or in the event of any
breach by User of this Agreement.
16. MISCELLANEOUS
This Agreement and any operating rules for MultilineMortgage.com
established by Multiline Mortgage constitute the entire agreement of
the parties with respect to the subject matter hereof, and supersede
all previous written or oral agreements between the parties with
respect to such subject matter. This Agreement shall be construed in
accordance with the laws of the State of Georgia, without regard to
its conflict of laws rules. No waiver by either party of any breach
or default hereunder shall be deemed to be a waiver of any preceding
or subsequent breach or default. The section headings used herein
are for convenience only and shall not be given any legal import.
17. COPYRIGHT NOTICE
Multiline Mortgage its logos are trademarks of Multiline Mortgage,
LLC. All rights reserved. All other trademarks appearing on
Multiline Mortgage are the property of their respective owners.
18. TRADEMARKS
The names of actual companies and products mentioned herein may be
the trademarks of their respective owners. The example companies,
organizations, products, domain names, email addresses, logos,
people and events depicted herein are fictitious. No association
with any real company, organization, product, domain name, email
address, logo, person, or event is intended or should be inferred.
AnyAny rights not expressly granted herein are reserved.